적용이율
알리안츠 뉴파워덱스저축 공시이율 (2009.10 이후)
산출방법
- 주가지수 연동 기간 이내(자산수익률비연계기간 연동이율) :
(1) 공시이율의 적용
① 보험계약일부터 주가지수연동기간 이내에는 매월 16일 회사가 정한 이율로 하며, 계약건별로 보험계약일부터 최초 주가지수평가기간 종료일 이후 최초 도래하는 계약해당일 전일까지는 보험계약일의 공시이율을 확정 적용하고, 최초 주가지수평가기간 종료일 이후 최초 도래하는 계약해당일부터 매 1년간 확정 적용한다.
② '①' 에도 불구하고, '(2) 공시이율의 산출' 에서 공시이율의 산출시점은 매월 1일로 한다.
(2) 공시이율의 산출
자산수익률비연계기간 연동이율(%) = A * 40% + { I - log( I*80+1)/100} * 60%
단, 특별계정운용자산수익률(I) 의 80% ~ 100% 범위내에서 정함.
- 주가지수연동기간 이후 :
매월 1일 회사가 정한 이율로 하며(무배당 신공시이율 사용), 당월 말일까지 1개월간 확정 적용.
< 외부지표 : A >
A = (C + D) /2
- C : 산출시점에서 국고채권(5년만기)의 직전 6개월 월평균수익률
- D : 산출시점에서 5년만기 특수채(공사채 및 공단채) AAA 수익률의 직전 6개월 월평균 수익률
< 특별계정 운용자산수익률 : I >
특별계정 운용자산수익률 = {2*(I-E)/(S6+S0-(I-E))} * (12/6)
I : 직전 6개월간 투자 수익
E : 직전 6개월간 투자 비용
S6 : 산출시점 직전 6개월 초 현재 운용자산
S0 : 산출시점 직전 월말 현재 운용자산
해당상품
- 무배당 알리안츠뉴파워덱스저축보험II, Ⅲ, Ⅳ
최저보증이율
- 보험계약일부터 10년 이하의 경과기간 : 연복리 2.5%
- 10년을 초과하는 경과기간 : 2.0%
| 기간 | 주가지수연동기간 이내 | 기간 | 주가지수연동기간 이후 |
|---|---|---|---|
| 2024-11-01 | - | 2024-11-01 | 2.99% |
| 2024-10-01 | - | 2024-10-01 | 2.95% |
| 2024-09-01 | - | 2024-09-01 | 3.00% |
| 2024-08-01 | - | 2024-08-01 | 3.02% |
| 2024-07-01 | - | 2024-07-01 | 2.97% |
| 2024-06-01 | - | 2024-06-01 | 3.01% |
| 2024-05-01 | - | 2024-05-01 | 3.06% |
| 2024-04-01 | - | 2024-04-01 | 3.06% |
| 2024-03-01 | - | 2024-03-01 | 3.11% |
| 2024-02-01 | - | 2024-02-01 | 3.27% |
| 2024-01-16 | - | 2024-01-01 | 3.08% |
| 2023-12-16 | - | 2023-12-01 | 3.34% |
| 2023-11-16 | - | 2023-11-01 | 3.42% |
| 2023-10-16 | - | 2023-10-01 | 3.28% |
| 2023-09-16 | - | 2023-09-01 | 3.23% |
| 2023-08-16 | - | 2023-08-01 | 3.22% |
| 2023-07-16 | - | 2023-07-01 | 2.94% |
| 2023-06-16 | - | 2023-06-01 | 2.96% |
| 2023-05-16 | - | 2023-05-01 | 3.05% |
| 2023-04-16 | - | 2023-04-01 | 3.14% |
| 2023-03-16 | - | 2023-03-01 | 3.26% |
| 2023-02-16 | - | 2023-02-01 | 3.36% |
| 2023-01-16 | - | 2023-01-01 | 3.44% |
| 2022-12-16 | 3.28% | 2022-12-01 | 3.41% |
| 2022-11-16 | 3.59% | 2022-11-01 | 3.13% |
| 2022-10-16 | 2.92% | 2022-10-01 | 3.06% |
| 2022-09-16 | 2.70% | 2022-09-01 | 3.04% |
| 2022-08-16 | 2.29% | 2022-08-01 | 3.05% |
| 2022-07-16 | 2.17% | 2022-07-01 | 2.91% |
| 2022-06-16 | 2.05% | 2022-06-01 | 2.81% |
| 2022-05-16 | 1.94% | 2022-05-01 | 2.68% |
| 2022-04-16 | 1.85% | 2022-04-01 | 2.54% |
| 2022-03-16 | 1.77% | 2022-03-01 | 2.50% |
| 2022-02-16 | 1.70% | 2022-02-01 | 2.42% |
| 2022-01-16 | 1.65% | 2022-01-01 | 2.32% |
| 2021-12-16 | 1.59% | 2021-12-01 | 2.25% |
| 2021-11-16 | 1.59% | 2021-11-01 | 2.25% |
| 2021-10-16 | 1.66% | 2021-10-01 | 2.25% |
| 2021-09-16 | 1.60% | 2021-09-01 | 2.25% |
| 2021-08-16 | 1.85% | 2021-08-01 | 2.25% |
| 2021-07-16 | 1.94% | 2021-07-01 | 2.23% |
| 2021-06-16 | 1.97% | 2021-06-01 | 2.20% |
| 2021-05-16 | 1.96% | 2021-05-01 | 2.20% |
| 2021-04-16 | 2.02% | 2021-04-01 | 2.20% |
| 2021-03-16 | 1.95% | 2021-03-01 | 2.15% |
| 2021-02-16 | 1.81% | 2021-02-01 | 2.15% |
| 2021-01-16 | 1.85% | 2021-01-01 | 2.15% |
| 2020-12-16 | 1.99% | 2020-12-01 | 2.21% |
| 2020-11-16 | 2.10% | 2020-11-01 | 2.23% |
| 2020-10-16 | 2.20% | 2020-10-01 | 2.23% |
| 2020-09-16 | 2.22% | 2020-09-01 | 2.30% |
| 2020-08-16 | 2.27% | 2020-08-01 | 2.33% |
| 2020-07-16 | 2.32% | 2020-07-01 | 2.35% |
| 2020-06-16 | 2.31% | 2020-06-01 | 2.40% |
| 2020-05-16 | 2.29% | 2020-05-01 | 2.40% |
| 2020-04-16 | 2.27% | 2020-04-01 | 2.43% |
| 2020-03-16 | 2.28% | 2020-03-01 | 2.55% |
| 2020-02-16 | 2.26% | 2020-02-01 | 2.55% |
| 2020-01-16 | 2.24% | 2020-01-01 | 2.55% |
| 2019-12-16 | 2.26% | 2019-12-01 | 2.50% |
| 2019-11-16 | 2.24% | 2019-11-01 | 2.52% |
| 2019-10-16 | 2.25% | 2019-10-01 | 2.54% |
| 2019-09-16 | 2.24% | 2019-09-01 | 2.59% |
| 2019-08-16 | 2.23% | 2019-08-01 | 2.63% |
| 2019-07-16 | 2.26% | 2019-07-01 | 2.65% |
| 2019-06-16 | 2.24% | 2019-06-01 | 2.60% |
| 2019-05-16 | 2.24% | 2019-05-01 | 2.55% |
| 2019-04-16 | 2.28% | 2019-04-01 | 2.55% |
| 2019-03-16 | 2.49% | 2019-03-01 | 2.45% |
| 2019-02-16 | 2.65% | 2019-02-01 | 2.45% |
| 2019-01-16 | 2.80% | 2019-01-01 | 2.55% |
| 2018-12-16 | 2.98% | 2018-12-01 | 2.55% |
| 2018-11-16 | 3.13% | 2018-11-01 | 2.55% |
| 2018-10-16 | 3.27% | 2018-10-01 | 2.60% |
| 2018-09-16 | 3.22% | 2018-09-01 | 2.60% |
| 2018-08-16 | 3.22% | 2018-08-01 | 2.60% |
| 2018-07-16 | 3.27% | 2018-07-01 | 2.62% |
| 2018-06-16 | 3.27% | 2018-06-01 | 2.60% |
| 2018-05-16 | 3.31% | 2018-05-01 | 2.68% |
| 2018-04-16 | 3.32% | 2018-04-01 | 2.65% |
| 2018-03-16 | 3.39% | 2018-03-01 | 2.60% |
| 2018-02-16 | 3.37% | 2018-02-01 | 2.54% |
| 2018-01-16 | 3.33% | 2018-01-01 | 2.56% |
| 2017-12-16 | 3.35% | 2017-12-01 | 2.50% |
| 2017-11-16 | 3.34% | 2017-11-01 | 2.48% |
| 2017-10-16 | 3.38% | 2017-10-01 | 2.45% |
| 2017-09-16 | 3.29% | 2017-09-01 | 2.45% |
| 2017-08-16 | 3.32% | 2017-08-01 | 2.45% |
| 2017-07-16 | 3.38% | 2017-07-01 | 2.45% |
| 2017-06-16 | 3.38% | 2017-06-01 | 2.50% |
| 2017-05-16 | 3.43% | 2017-05-01 | 2.53% |
| 2017-04-16 | 3.67% | 2017-04-01 | 2.60% |
| 2017-03-16 | 3.80% | 2017-03-01 | 2.60% |
| 2017-02-16 | 3.81% | 2017-02-01 | 2.60% |
| 2017-01-16 | 3.84% | 2017-01-01 | 2.60% |
| 2016-12-16 | 3.85% | 2016-12-01 | 2.44% |
| 2016-11-16 | 4.06% | 2016-11-01 | 2.44% |
| 2016-10-16 | 4.21% | 2016-10-01 | 2.44% |
| 2016-09-16 | 4.14% | 2016-09-01 | 2.48% |
| 2016-08-16 | 4.14% | 2016-08-01 | 2.62% |
| 2016-07-16 | 4.16% | 2016-07-01 | 2.70% |
| 2016-06-16 | 4.12% | 2016-06-01 | 2.75% |
| 2016-05-16 | 3.94% | 2016-05-01 | 2.76% |
| 2016-04-16 | 3.87% | 2016-04-01 | 2.76% |
| 2016-03-16 | 3.92% | 2016-03-01 | 2.81% |
| 2016-02-16 | 4.10% | 2016-02-01 | 2.88% |
| 2016-01-16 | 4.19% | 2016-01-01 | 2.94% |
| 2015-12-16 | 4.35% | 2015-12-01 | 2.96% |
| 2015-11-16 | 4.55% | 2015-11-01 | 3.05% |
| 2015-10-16 | 4.59% | 2015-10-01 | 3.11% |
| 2015-09-16 | 4.50% | 2015-09-01 | 3.15% |
| 2015-08-16 | 4.40% | 2015-08-01 | 3.20% |
| 2015-07-16 | 4.21% | 2015-07-01 | 3.20% |
| 2015-06-16 | 4.25% | 2015-06-01 | 3.25% |
| 2015-05-16 | 4.23% | 2015-05-01 | 3.37% |
| 2015-04-16 | 4.25% | 2015-04-01 | 3.55% |
| 2015-03-16 | 4.33% | 2015-03-01 | 3.60% |
| 2015-02-16 | 4.43% | 2015-02-01 | 3.65% |
| 2015-01-16 | 4.52% | 2015-01-01 | 3.65% |
| 2014-12-16 | 4.34% | 2014-12-01 | 3.80% |
| 2014-11-16 | 4.34% | 2014-11-01 | 3.88% |
| 2014-10-16 | 4.28% | 2014-10-01 | 3.88% |
| 2014-09-16 | 4.34% | 2014-09-01 | 3.91% |
| 2014-08-16 | 4.29% | 2014-08-01 | 3.93% |
| 2014-07-16 | 4.30% | 2014-07-01 | 3.95% |
| 2014-06-16 | 4.29% | 2014-06-01 | 3.95% |
| 2014-05-16 | 4.35% | 2014-05-01 | 3.97% |
| 2014-04-16 | 4.43% | 2014-04-01 | 3.97% |
| 2014-03-16 | 4.45% | 2014-03-01 | 4.01% |
| 2014-02-16 | 4.51% | 2014-02-01 | 4.01% |
| 2014-01-16 | 4.51% | 2014-01-01 | 4.05% |
| 2013-12-16 | 4.39% | 2013-12-01 | 4.05% |
| 2013-11-16 | 4.28% | 2013-11-01 | 4.05% |
| 2013-10-16 | 4.39% | 2013-10-01 | 4.05% |
| 2013-09-16 | 4.13% | 2013-09-01 | 4.05% |
| 2013-08-16 | 4.22% | 2013-08-01 | 4.00% |
| 2013-07-16 | 4.22% | 2013-07-01 | 4.00% |
| 2013-06-16 | 4.17% | 2013-06-01 | 4.00% |
| 2013-05-16 | 4.15% | 2013-05-01 | 4.10% |
| 2013-04-16 | 3.97% | 2013-04-01 | 4.20% |
| 2013-03-16 | 4.04% | 2013-03-01 | 4.20% |
| 2013-02-16 | 3.90% | 2013-02-01 | 4.20% |
| 2013-01-16 | 3.82% | 2013-01-01 | 4.20% |
| 2012-12-16 | 3.89% | 2012-12-01 | 4.30% |
| 2012-11-16 | 3.92% | 2012-11-01 | 4.40% |
| 2012-10-16 | 4.03% | 2012-10-01 | 4.40% |
| 2012-09-16 | 4.14% | 2012-09-01 | 4.50% |
| 2012-08-16 | 4.30% | 2012-08-01 | 4.50% |
| 2012-07-16 | 4.38% | 2012-07-01 | 4.70% |
| 2012-06-16 | 4.41% | 2012-06-01 | 4.70% |
| 2012-05-16 | 4.39% | 2012-05-01 | 4.70% |
| 2012-04-16 | 4.35% | 2012-04-01 | 4.70% |
| 2012-03-16 | 4.32% | 2012-03-01 | 4.70% |
| 2012-02-16 | 4.33% | 2012-02-01 | 4.70% |
| 2012-01-16 | 4.27% | 2012-01-01 | 4.70% |
| 2011-12-16 | 4.36% | 2011-12-01 | 4.70% |
| 2011-11-16 | 4.43% | 2011-11-01 | 4.80% |
| 2011-10-16 | 4.49% | 2011-10-01 | 4.80% |
| 2011-09-16 | 4.58% | 2011-09-01 | 4.90% |
| 2011-08-16 | 4.57% | 2011-08-01 | 4.90% |
| 2011-07-16 | 4.55% | 2011-07-01 | 4.80% |
| 2011-06-16 | 4.54% | 2011-06-01 | 4.70% |
| 2011-05-16 | 4.42% | 2011-05-01 | 4.80% |
| 2011-04-16 | 4.42% | 2011-04-01 | 4.80% |
| 2011-03-16 | 4.48% | 2011-03-01 | 4.80% |
| 2011-02-16 | 4.47% | - | - |
| 2011-01-16 | 4.48% | - | - |
| 2010-12-16 | 4.53% | - | - |
| 2010-11-16 | 4.61% | - | - |
| 2010-10-16 | 4.72% | - | - |
| 2010-09-16 | 4.73% | - | - |
| 2010-08-16 | 4.73% | - | - |
| 2010-07-16 | 4.79% | - | - |
| 2010-06-16 | 4.87% | - | - |
| 2010-05-16 | 5.03% | - | - |
| 2010-04-16 | 5.10% | - | - |
| 2010-03-16 | 5.14% | - | - |
| 2010-02-16 | 5.03% | - | - |
| 2010-01-16 | 4.96% | - | - |
| 2009-12-16 | 5.03% | - | - |
| 2009-11-16 | 5.04% | - | - |
| 2009-10-16 | 5.07% | - | - |
| 2009-10-01 | 5.07% | - | - |
에이비엘생명보험(주) 07332 서울시 영등포구 의사당대로 147 (여의도동, ABL타워) 대표이사 : 시예저치앙
사업자등록번호: 214-81-04337 콜센터: 1588-6500 해외: 82-1588-6500 / 82-2-3299-5500
Copyright © ABL Life Insurance 2017. All Rights Reserved.
에이비엘생명보험(주) 07332 서울시 영등포구 의사당대로 147 (여의도동,ABL타워) 대표이사 사장 시예저치앙 사업자등록번호:214-81-04337 콜센터: 1588-6500 해외: 82-1588-6500/82-2-3299-5500
Copyright © ABL Life Insurance 2017. All Rights Reserved.
Copyright © ABL Life Insurance 2017. All Rights Reserved.
