신공시이율 (2009.10 이전)
직전 6개월간 운용자산수익률에서 직전 6개월간 투자지출률을 차감한 운용자산 이익률(내부지표)과 회사채 수익률, 국고채 수익률 등의 객관적인 외부지표를 이용한 시장금리를 산술 평균하여 공시기준이율을 산출하고 향후 예상수익 등을 고려한 조정이율을 가감하여 1개월간 확정 적용함.공시이율은 산출공시기준이율의 80%를 최저한도로 함.
연금저축
최저보증이율 연 2.0%
- 연금저축 나이스플랜연금보험 V, VI
최저보증이율 보험가입후 15년이하 연 2.0%, 보험가입후 15년초과 연 1.0%
- 연금저축 나이스플랜연금보험 Ⅸ
보장성
- 무배당 알리안츠 더블플러스 보장 : 최저보증이율 연 3.75%
- 무배당 알리안츠 우리가족안심통합보험(정기형) : 최저보증이율 연 3.75%
- 무배당 알리안츠 우리가족안심통합보험(종신형) : 최저보증이율 연 3.75%
- 무배당 알리안츠 유니버셜 CI종신 I, II : 최저보증이율 연 2.50%
- 무배당 알리안츠 파워종신보험Light IV: 최저보증이율 연 3.25%
- 무배당 알리안츠 파워종신보험Light V: 최저보증이율 연 3.50%
- 무배당 알리안츠 파워종신보험Light VI: 최저보증이율 연 3.75%
- 무배당 알리안츠 파워종신보험Premium III: 최저보증이율 연 3.25%
- 무배당 알리안츠 파워종신보험Premium IV: 최저보증이율 연 3.75%
- 무배당 배우자종신보장특약 : 최저보증이율 연 3.75%
- 무배당 종신사망보장특약 : 최저보증이율 연 3.75%
연금
최저보증이율 보험가입후 10년 이하 연 2.50%, 보험 가입후 10년 초과 연 2.00%
- 무배당 알리안츠모아모아연금 Ⅰ,Ⅱ
- 무배당 알리안츠골드플러스연금보험 Ⅰ,Ⅱ
- 무배당 알리안츠연금보험 Ⅲ
- 무배당 알리안츠글로벌비즈연금보험
- 무배당 알리안츠파워플러스연금 (2005.07.01 판매개시)
- 무배당 알리안츠뉴파워플러스연금
- 무배당 알리안츠파워덱스연금 (주가지수연동이외의 기간)
최저보증이율 연 2.50%
- 무배당 알리안츠파워플러스연금 (2005.01.17 판매개시)
저축성
- 무배당 비과세 근로자우대저축보험 : 최저보증이율 연 3.00%
- 무배당 알리안츠 글로벌주니어Ⅰ: 최저보증이율 연 3.50%
- 무배당 알리안츠 글로벌주니어Ⅱ: 최저보증이율 연 3.75%
- 무배당 알리안츠 마이드림보험Ⅰ,Ⅱ: : 최저보증이율 연 3.00%
- 무배당 알리안츠 유니버셜보험보험Ⅱ, Ⅲ : 최저보증이율 연 2.50%
- 무배당 알리안츠 파워메이트보험(2004.10.01 판매개시) : 최저보증이율 연 3.50%
- 무배당 알리안츠 파워메이트보험(2005.07.01 판매개시) : 최저보증이율 연 3.25%
- 무배당 알리안츠 파워믹스(2005.11.24 판매개시) : 최저보증이율 연 3.50%
- 무배당 알리안츠 파워믹스(2006.04.01 판매개시) : 최저보증이율 연 3.75%
- 무배당 알리안츠 다이렉트트리플플랜: 최저보증이율 연 3.75%
- 무배당 알리안츠 트리플플랜: 최저보증이율 연 3.75%
- 무배당 알리안츠 점보저축보험 Ⅰ,Ⅱ : 최저보증이율 연 3.50%
- 무배당 알리안츠 점보저축보험 Ⅲ : 최저보증이율 연 2.50%
기간 | 배당 | 무배당 | ||
---|---|---|---|---|
연금저축 | 보장 | 연금 | 저축 | |
2025.01 | 2.43% | 3.28% | 3.28% | 3.28% |
2024.12 | 2.47% | 3.16% | 3.16% | 3.16% |
2024.11 | 2.42% | 2.98% | 2.98% | 2.98% |
2024.10 | 2.46% | 2.94% | 2.94% | 2.94% |
2024.09 | 2.49% | 2.92% | 2.92% | 2.92% |
2024.08 | 2.56% | 2.96% | 2.96% | 2.96% |
2024.07 | 2.63% | 3.15% | 3.15% | 3.15% |
2024.06 | 2.66% | 3.19% | 3.19% | 3.19% |
2024.05 | 2.66% | 3.15% | 3.15% | 3.15% |
2024.04 | 2.67% | 3.08% | 3.08% | 3.08% |
2024.03 | 2.70% | 3.21% | 3.21% | 3.21% |
2024.02 | 2.72% | 3.20% | 3.20% | 3.20% |
2024.01 | 2.83% | 3.03% | 3.03% | 3.03% |
2023.12 | 2.87% | 3.14% | 3.14% | 3.14% |
2023.11 | 2.80% | 3.20% | 3.20% | 3.20% |
2023.10 | 2.76% | 3.20% | 3.20% | 3.20% |
2023.09 | 2.69% | 3.08% | 3.08% | 3.08% |
2023.08 | 2.72% | 3.24% | 3.24% | 3.24% |
2023.07 | 2.69% | 3.09% | 3.09% | 3.09% |
2023.06 | 2.69% | 3.48% | 3.48% | 3.48% |
2023.05 | 2.75% | 3.56% | 3.56% | 3.56% |
2023.04 | 2.84% | 3.28% | 3.28% | 3.28% |
2023.03 | 2.96% | 3.42% | 3.42% | 3.42% |
2023.02 | 3.10% | 3.43% | 3.43% | 3.43% |
2023.01 | 3.10% | 3.38% | 3.38% | 3.38% |
2022.12 | 3.00% | 3.07% | 3.07% | 3.07% |
2022.11 | 2.78% | 2.76% | 2.76% | 2.76% |
2022.10 | 2.62% | 2.91% | 2.91% | 2.91% |
2022.09 | 2.55% | 2.88% | 2.88% | 2.88% |
2022.08 | 2.50% | 2.94% | 2.94% | 2.94% |
2022.07 | 2.33% | 2.94% | 2.94% | 2.94% |
2022.06 | 2.22% | 3.08% | 3.08% | 3.08% |
2022.05 | 2.06% | 2.91% | 2.91% | 2.91% |
2022.04 | 2.00% | 2.64% | 2.64% | 2.64% |
2022.03 | 2.00% | 2.59% | 2.59% | 2.59% |
2022.02 | 2.00% | 2.52% | 2.52% | 2.52% |
2022.01 | 2.00% | 2.38% | 2.38% | 2.38% |
2021.12 | 2.00% | 2.25% | 2.15% | 2.25% |
2021.11 | 2.00% | 2.25% | 2.15% | 2.25% |
2021.10 | 2.00% | 2.25% | 2.15% | 2.25% |
2021.09 | 2.00% | 2.25% | 2.15% | 2.25% |
2021.08 | 2.00% | 2.25% | 2.15% | 2.25% |
2021.07 | 2.00% | 2.25% | 2.15% | 2.23% |
2021.06 | 2.00% | 2.25% | 2.15% | 2.20% |
2021.05 | 2.00% | 2.25% | 2.15% | 2.20% |
2021.04 | 2.00% | 2.25% | 2.15% | 2.20% |
2021.03 | 2.00% | 2.25% | 2.15% | 2.15% |
2021.02 | 2.00% | 2.25% | 2.22% | 2.22% |
2021.01 | 2.00% | 2.25% | 2.22% | 2.22% |
2020.12 | 2.00% | 2.25% | 2.20% | 2.21% |
2020.11 | 2.00% | 2.30% | 2.25% | 2.23% |
2020.10 | 2.05% | 2.30% | 2.25% | 2.23% |
2020.09 | 2.05% | 2.30% | 2.25% | 2.30% |
2020.08 | 2.05% | 2.35% | 2.28% | 2.33% |
2020.07 | 2.10% | 2.35% | 2.30% | 2.35% |
2020.06 | 2.10% | 2.40% | 2.30% | 2.40% |
2020.05 | 2.10% | 2.40% | 2.30% | 2.40% |
2020.04 | 2.10% | 2.40% | 2.30% | 2.43% |
2020.03 | 2.12% | 2.50% | 2.33% | 2.55% |
2020.02 | 2.12% | 2.50% | 2.33% | 2.55% |
2020.01 | 2.12% | 2.50% | 2.33% | 2.55% |
2019.12 | 2.12% | 2.50% | 2.33% | 2.50% |
2019.11 | 2.12% | 2.52% | 2.33% | 2.52% |
2019.10 | 2.12% | 2.55% | 2.33% | 2.54% |
2019.09 | 2.12% | 2.60% | 2.36% | 2.59% |
2019.08 | 2.14% | 2.60% | 2.38% | 2.63% |
2019.07 | 2.14% | 2.60% | 2.40% | 2.65% |
2019.06 | 2.14% | 2.60% | 2.42% | 2.60% |
2019.05 | 2.14% | 2.60% | 2.45% | 2.55% |
2019.04 | 2.24% | 2.60% | 2.44% | 2.55% |
2019.03 | 2.24% | 2.60% | 2.47% | 2.47% |
2019.02 | 2.24% | 2.60% | 2.48% | 2.48% |
2019.01 | 2.29% | 2.60% | 2.46% | 2.55% |
2018.12 | 2.29% | 2.60% | 2.49% | 2.55% |
2018.11 | 2.29% | 2.60% | 2.48% | 2.55% |
2018.10 | 2.29% | 2.60% | 2.56% | 2.60% |
2018.09 | 2.29% | 2.60% | 2.56% | 2.60% |
2018.08 | 2.30% | 2.60% | 2.58% | 2.58% |
2018.07 | 2.32% | 2.61% | 2.61% | 2.61% |
2018.06 | 2.32% | 2.60% | 2.58% | 2.58% |
2018.05 | 2.33% | 2.60% | 2.60% | 2.60% |
2018.04 | 2.29% | 2.60% | 2.59% | 2.59% |
2018.03 | 2.29% | 2.60% | 2.58% | 2.58% |
2018.02 | 2.29% | 2.60% | 2.56% | 2.56% |
2018.01 | 2.29% | 2.59% | 2.52% | 2.52% |
2017.12 | 2.29% | 2.59% | 2.44% | 2.48% |
2017.11 | 2.29% | 2.59% | 2.46% | 2.48% |
2017.10 | 2.29% | 2.59% | 2.44% | 2.45% |
2017.09 | 2.29% | 2.59% | 2.44% | 2.45% |
2017.08 | 2.29% | 2.59% | 2.44% | 2.45% |
2017.07 | 2.29% | 2.59% | 2.44% | 2.45% |
2017.06 | 2.29% | 2.59% | 2.44% | 2.50% |
2017.05 | 2.29% | 2.59% | 2.44% | 2.53% |
2017.04 | 2.29% | 2.59% | 2.44% | 2.60% |
2017.03 | 2.29% | 2.59% | 2.44% | 2.60% |
2017.02 | 2.29% | 2.59% | 2.44% | 2.60% |
2017.01 | 2.29% | 2.59% | 2.44% | 2.60% |
2016.12 | 2.29% | 2.59% | 2.44% | 2.44% |
2016.11 | 2.29% | 2.59% | 2.44% | 2.44% |
2016.10 | 2.30% | 2.59% | 2.44% | 2.44% |
2016.09 | 2.34% | 2.63% | 2.48% | 2.48% |
2016.08 | 2.40% | 2.75% | 2.62% | 2.62% |
2016.07 | 2.45% | 2.81% | 2.70% | 2.70% |
2016.06 | 2.45% | 2.85% | 2.75% | 2.75% |
2016.05 | 2.47% | 2.90% | 2.76% | 2.76% |
2016.04 | 2.47% | 2.95% | 2.76% | 2.76% |
2016.03 | 2.53% | 3.00% | 2.81% | 2.81% |
2016.02 | 2.55% | 3.00% | 2.88% | 2.88% |
2016.01 | 2.60% | 3.05% | 2.94% | 2.94% |
2015.12 | 2.65% | 3.15% | 2.96% | 2.96% |
2015.11 | 2.75% | 3.24% | 3.05% | 3.05% |
2015.10 | 2.85% | 3.30% | 3.11% | 3.11% |
2015.09 | 2.90% | 3.35% | 3.15% | 3.15% |
2015.08 | 2.95% | 3.40% | 3.20% | 3.20% |
2015.07 | 3.00% | 3.40% | 3.20% | 3.20% |
2015.06 | 3.05% | 3.40% | 3.25% | 3.25% |
2015.05 | 3.15% | 3.45% | 3.37% | 3.37% |
2015.04 | 3.30% | 3.55% | 3.55% | 3.55% |
2015.03 | 3.35% | 3.57% | 3.60% | 3.60% |
2015.02 | 3.42% | 3.57% | 3.62% | 3.65% |
2015.01 | 3.42% | 3.57% | 3.62% | 3.65% |
2014.12 | 3.57% | 3.72% | 3.77% | 3.80% |
2014.11 | 3.65% | 3.80% | 3.85% | 3.88% |
2014.10 | 3.65% | 3.80% | 3.85% | 3.88% |
2014.09 | 3.70% | 3.80% | 3.88% | 3.91% |
2014.08 | 3.70% | 3.80% | 3.88% | 3.93% |
2014.07 | 3.72% | 3.82% | 3.90% | 3.95% |
2014.06 | 3.75% | 3.85% | 3.90% | 3.95% |
2014.05 | 3.80% | 3.86% | 3.91% | 3.97% |
2014.04 | 3.80% | 3.86% | 3.91% | 3.97% |
2014.03 | 3.85% | 3.91% | 3.96% | 4.01% |
2014.02 | 3.85% | 3.91% | 3.96% | 4.01% |
2014.01 | 3.85% | 3.95% | 4.00% | 4.05% |
2013.12 | 3.85% | 3.95% | 4.00% | 4.05% |
2013.11 | 3.85% | 3.95% | 4.00% | 4.05% |
2013.10 | 3.85% | 3.95% | 4.00% | 4.05% |
2013.09 | 3.85% | 3.95% | 4.00% | 4.05% |
2013.08 | 3.80% | 3.90% | 3.92% | 4.00% |
2013.07 | 3.80% | 3.90% | 3.92% | 4.00% |
2013.06 | 3.80% | 3.90% | 3.92% | 4.00% |
2013.05 | 3.90% | 4.00% | 4.02% | 4.10% |
2013.04 | 4.00% | 4.00% | 4.10% | 4.20% |
2013.03 | 4.10% | 4.10% | 4.20% | 4.20% |
2013.02 | 4.10% | 4.10% | 4.20% | 4.20% |
2013.01 | 4.10% | 4.10% | 4.20% | 4.20% |
2012.12 | 4.20% | 4.10% | 4.30% | 4.30% |
2012.11 | 4.30% | 4.10% | 4.40% | 4.40% |
2012.10 | 4.30% | 4.10% | 4.40% | 4.40% |
2012.09 | 4.40% | 4.20% | 4.50% | 4.50% |
2012.08 | 4.40% | 4.20% | 4.50% | 4.50% |
2012.07 | 4.60% | 4.40% | 4.70% | 4.70% |
2012.06 | 4.60% | 4.40% | 4.70% | 4.70% |
2012.05 | 4.60% | 4.40% | 4.70% | 4.70% |
2012.04 | 4.60% | 4.40% | 4.70% | 4.80% |
2012.03 | 4.60% | 4.40% | 4.70% | 4.80% |
2012.02 | 4.60% | 4.40% | 4.70% | 4.80% |
2012.01 | 4.60% | 4.50% | 4.70% | 4.80% |
2011.12 | 4.70% | 4.50% | 4.70% | 4.80% |
2011.11 | 4.70% | 4.60% | 4.80% | 4.80% |
2011.10 | 4.70% | 4.60% | 4.80% | 4.80% |
2011.09 | 4.70% | 4.60% | 4.90% | 4.90% |
2011.08 | 4.70% | 4.60% | 4.90% | 4.90% |
2011.07 | 4.70% | 4.60% | 4.80% | 4.80% |
2011.06 | 4.40% | 4.50% | 4.70% | 4.70% |
2011.05 | 4.50% | 4.60% | 4.80% | 4.80% |
2011.04 | 4.40% | 4.60% | 4.80% | 4.80% |
2011.03 | 4.40% | 4.60% | 4.80% | 4.80% |
2011.02 | 4.40% | 4.60% | 4.80% | 4.80% |
2011.01 | 4.40% | 4.60% | 4.80% | 4.80% |
2010.12 | 4.40% | 4.60% | 4.80% | 4.80% |
2010.11 | 4.40% | 4.60% | 4.80% | 4.80% |
2010.10 | 4.30% | 4.50% | 4.70% | 4.70% |
2010.09 | 4.30% | 4.40% | 4.60% | 4.60% |
2010.08 | 4.50% | 4.60% | 4.80% | 4.80% |
2010.07 | 4.50% | 4.60% | 4.80% | 4.80% |
2010.06 | 4.50% | 4.60% | 4.80% | 4.80% |
2010.05 | 4.50% | 4.70% | 4.70% | 4.70% |
2010.04 | 4.60% | 4.80% | 4.80% | 4.80% |
2010.03 | 4.80% | 5.00% | 5.00% | 5.00% |
2010.02 | 4.80% | 5.00% | 5.00% | 5.00% |
2010.01 | 4.80% | 5.00% | 5.00% | 5.00% |
2009.12 | 4.80% | 5.00% | 5.00% | 5.00% |
2009.11 | 4.80% | 5.00% | 5.00% | 5.00% |
2009.10 | 4.80% | 4.90% | 4.90% | 4.90% |
2009.09 | 4.70% | 4.80% | 4.80% | 4.80% |
2009.08 | 4.70% | 4.80% | 4.80% | 4.80% |
2009.07 | 4.70% | 4.80% | 4.80% | 4.80% |
2009.06 | 4.70% | 4.80% | 4.80% | 4.80% |
2009.05 | 4.80% | 4.90% | 4.90% | 4.90% |
2009.04 | 4.90% | 5.00% | 5.00% | 5.00% |
2009.03 | 5.10% | 5.20% | 5.20% | 5.20% |
2009.02 | 5.10% | 5.20% | 5.20% | 5.20% |
2009.01 | 5.10% | 5.40% | 5.40% | 5.40% |
2008.12 | 5.10% | 5.40% | 5.40% | 5.40% |
2008.11 | 5.10% | 5.40% | 5.40% | 5.40% |
2008.10 | 5.10% | 5.40% | 5.40% | 5.40% |
2008.09 | 5.00% | 5.40% | 5.40% | 5.40% |
2008.08 | 5.00% | 5.30% | 5.30% | 5.30% |
2008.07 | 5.00% | 5.30% | 5.30% | 5.30% |
2008.06 | 5.00% | 5.30% | 5.30% | 5.30% |
2008.05 | 5.00% | 5.30% | 5.30% | 5.30% |
2008.04 | 5.00% | 5.30% | 5.30% | 5.30% |
2008.03 | 4.90% | 5.20% | 5.20% | 5.20% |
2008.02 | 4.90% | 5.20% | 5.20% | 5.20% |
2008.01 | 4.90% | 5.20% | 5.20% | 5.20% |
2007.12 | 4.90% | 5.10% | 5.10% | 5.10% |
2007.11 | 4.90% | 5.10% | 5.10% | 5.10% |
2007.10 | 4.90% | 5.10% | 5.10% | 5.10% |
2007.09 | 4.90% | 5.10% | 5.10% | 5.10% |
2007.08 | 5.00% | 5.10% | 5.10% | 5.10% |
2007.07 | 4.80% | 5.00% | 5.00% | 5.00% |
2007.06 | 4.90% | 5.00% | 5.00% | 5.00% |
2007.05 | 4.90% | 5.00% | 5.00% | 5.00% |
2007.04 | 4.70% | 4.90% | 4.90% | 4.90% |
2007.03 | 4.50% | 4.80% | 4.80% | 4.80% |
2007.02 | 4.30% | 4.80% | 4.80% | 4.80% |
2007.01 | 4.30% | 4.80% | 4.80% | 4.80% |
2006.12 | 4.30% | 4.80% | 4.80% | 4.80% |
2006.11 | 4.30% | 4.80% | 4.80% | 4.80% |
2006.10 | 4.30% | 4.80% | 4.80% | 4.80% |
2006.09 | 4.30% | 4.90% | 4.90% | 4.90% |
2006.08 | 4.30% | 4.90% | 4.90% | 4.90% |
2006.07 | 4.30% | 4.80% | 4.80% | 4.80% |
2006.06 | 4.30% | 4.80% | 4.80% | 4.80% |
2006.05 | 4.30% | 4.80% | 4.80% | 4.80% |
2006.04 | 4.30% | 4.80% | 4.80% | 4.80% |
2006.03 | 4.30% | 4.80% | 4.80% | 4.80% |
2006.02 | 4.30% | 4.80% | 4.80% | 4.80% |
2006.01 | 4.30% | 4.80% | 4.80% | 4.80% |
2005.12 | 4.10% | 4.60% | 4.60% | 4.60% |
2005.11 | 4.10% | 4.60% | 4.60% | 4.60% |
2005.10 | 4.10% | 4.60% | 4.60% | 4.60% |
2005.09 | 3.90% | 4.50% | 4.50% | 4.50% |
2005.08 | 3.90% | 4.50% | 4.50% | 4.50% |
2005.07 | 3.90% | 4.40% | 4.40% | 4.40% |
2005.06 | 3.90% | 4.40% | 4.40% | 4.40% |
2005.05 | 3.90% | 4.40% | 4.40% | 4.40% |
2005.04 | 3.90% | 4.40% | 4.40% | 4.40% |
2005.03 | 4.30% | 4.30% | 4.30% | |
2005.02 | 4.30% | 4.30% | 4.30% | |
2005.01 | 4.50% | 4.50% | 4.50% | |
2004.12 | 4.50% | 4.50% | 4.50% | |
2004.11 | 4.50% | 4.50% | 4.50% | |
2004.10 | 5.50% | 5.50% | 5.50% | |
2004.09 | 5.50% | 5.50% | 5.50% | |
2004.08 | 5.50% | 5.50% | 5.50% | |
2004.07 | 5.40% | 5.40% | 5.40% | |
2004.06 | 5.40% | 5.40% | 5.40% | |
2004.05 | 5.80% | 5.80% | 5.80% | |
2004.04 | 4.80% | 4.80% | 4.80% | |
2004.03 | 5.00% | 5.00% | 5.00% | |
2004.02 | 5.00% | 5.00% | 5.00% | |
2004.01 | 5.00% | 5.00% | 5.00% | |
2003.12 | 5.00% | 5.00% | 5.00% | |
2003.11 | 5.00% | 5.00% | 5.00% | |
2003.10 | 4.70% | 4.70% | 4.70% | |
2003.09 | 4.70% | 4.70% | 4.70% | |
2003.08 | 4.70% | 4.70% | 4.70% | |
2003.07 | 4.70% | 4.70% | 4.70% | |
2003.06 | 4.80% | 4.80% | 4.80% | |
2003.05 | 5.00% | 5.00% | 5.00% | |
2003.04 | 5.10% | 5.10% | 5.10% | |
2003.03 | 5.20% | 5.20% | 5.20% | |
2003.02 | 5.40% | 5.40% | 5.40% | |
2003.01 | 5.60% | 5.60% | 5.60% | |
2002.11 | 5.70% | 5.70% | 5.70% | |
2002.10 | 5.90% | 5.90% | 5.90% | |
2002.08 | 6.00% | 6.00% | 6.00% | |
2002.07 | 6.10% | 6.10% | 6.10% | |
2002.05 | 6.30% | 6.30% | 6.30% | |
2002.01 | 6.00% | 6.00% | 6.00% | |
2001.12 | 5.80% | 5.80% | 5.80% | |
2001.11 | 5.90% | 5.90% | 5.90% | |
2001.10 | 6.10% | 6.10% | 6.10% | |
2001.09 | 6.30% | 6.30% | 6.30% | |
2001.08 | 6.50% | 6.50% | 6.50% | |
2001.07 | 6.60% | 6.60% | 6.60% | |
2001.06 | 6.70% | 6.70% | 6.70% | |
2001.05 | 6.70% | 6.70% | 6.70% |